The Team


Our team of Marine Underwriters has over 120 years combined experience and is dedicated exclusively to marketing and underwriting Marine Insurance. Our years of experience enable us to know the markets and more quickly respond to your needs. We care about helping you find the broadest coverage at the most competitive price. Equally important is the service you receive after the sale. Charter Lakes' customer service representatives have the experience and knowledge to assure you will receive fast, professional and courteous attention. We have dedicated marine claims specialists available 24 hours a day, seven days a week to help you through the claims process should you have an unfortunate incident.

Let us show you why Charter Lakes is the best solution for all your Marine Insurance needs.

Ryan Johnson

Account Executive
North Carolina Office
910-256-4148
Ryan grew up in Ocean City, NJ where he was introduced to boating on a 21’ Chris Craft, owned by his Godparents. Ryan worked as a mate and then a captain on large corporately owned sport fishing vessels, and had the privilege of navigating these multi-million dollar vessels up and down the Atlantic Coast, as well as into the Bahamas, chasing the white and blue marlin bite. Ryan started in the marine insurance business in 2000, and has a vast knowledge of product coverages and vessel manufactures. Ryan and his family moved to Wilmington, NC in 2005, and Ryan joined Charter Lakes as the Branch Manager and Account Executive in the Wilmington, NC office of Gallagher Charter Lakes in 2012. He, and his account manager, Rochelle, continue to focus on providing the boating community with the best insurance solutions in the market place. In his spare time, Ryan enjoys the beach and fishing with his wife and two children.